Commercial Video Stock Footage

Commercial Applications Of Stock Video Footage

HD video stock footage

HD video stock footage

The Internet has revolutionized almost every field of creative endeavor. Filmmaking has definitely changed thanks to online resources, and one of the biggest new opportunities the Internet has to offer is finding and using commercial video stock footage with incredible ease. As multimedia content becomes more and more important to a wider range of businesses, this is very good news for commercial video creators! Here’s why.

First Things First: Clearance And Copyright

As you should probably already know, pulling images or videos off of the Internet at random and re-using them in your own projects is extremely risky. The issue becomes far more important when you’re making a video for commercial use; you could get into serious legal trouble by stealing footage that belongs to someone else. Fortunately, there are many dedicated sites that archive stock footage that comes pre-cleared and ready to use. (Some of the best sites even give you access to completely free footage!) Remember to confirm explicitly that the footage you want is cleared for commercial use as well as private use.

Building Better Advertisements

Marketing experts are constantly advocating the value of using more multimedia content in online advertising and marketing. This is one of the reasons why commercial video production is attracting the interest of relative newcomers to the world of filmmaking. Small business owners can dramatically increase the scope and polish of very inexpensive videos by making good use of stock footage. The right stock footage adds polish and prestige to a marketing video without inflating its price.


Adding Punch To Presentations

Selling a product or service isn’t the only commercial use for stock footage, of course! Anyone who’s worked in a large corporate setting has come to dread the arrival of the inevitable PowerPoint presentation in meetings both large and small. If you find yourself saddled with the responsibility of crafting an internal presentation, (or one for customers or partners) why not wake up your audience by using plenty of video content? Stock footage allows you to build presentations that entertain and excite corporate viewers instead of putting them to sleep.

Telling Clearer Stories

All filmmakers are deeply concerned with ensuring that their message comes across loud and clear, and it’s particularly important for commercial video makers to avoid confusing their audience. Stock footage can have a powerful linking effect when chosen with care. You can soften abrupt transitions, illustrate crucial points, and emphasize your most important takeaways by backing them up with stock video.

Bringing Words To Life

In a lot of commercial video projects, the choice of medium comes well in advance of the idea of what to actually show on the screen. The boss says it has to be a video, so you’re making a video. Stock footage is a great way to add motion and color to script that otherwise has you at a loss. Does your script compare the competitive business environment to being alone? Grab some commercial video stock footage of a Pacific island! Are you trying to sell an organic food product? Lay in some footage of farming beneath your voiceover about production methods! When you’re short on time and the ideas aren’t coming, browsing the stock footage possibilities can spur you into action and make you more creative.

If you are making your own commercial video, stock footage dramatically extends the range of possibilities available to you. A shoestring budget need not constrain your video or force it to be boring! Start hunting up good sources of commercial video stock footage to broaden your video-making repertoire.

Buying Real Estate in Ellerslie

What You Need To Know About Buying Real Estate

Mark TungThe process of purchasing real estate can be overwhelming and even stressful if you don’t have certain tips and information. It is essential, in order to buy successfully, to make sure that you are educated about the process as well as the market itself. There is a lot of information out there, but here are the main tips you will need in order to make wise choices.

Success in real estate comes down to a combination of research and instinct. Once you have done all of the necessary background work and research, follow your gut feeling. Following your instinct, as long as you have all of the other information in place will help you to go ahead and take action, making decisions and placing offers. The preparation is important since this will give you the confidence to go ahead and rely on your instincts.

If you have just made a big move, it may be better to rent first rather than buying a home. After you have relocated, time is at a premium. This time pressure can make it tempting to buy a home quickly. However, it can be dangerous to rush the process. You will give yourself the best opportunity to find the best bargain if you decide to rent in the short term.

There are several considerations when buying a house. One of these is that you may resell it in the future. The number of bedrooms the home has will make a difference to how easy it is to sell later. Three and four bedroom houses are the easiest to sell because they are the most popular. If you buy a three or four bedroom house, you will find it easier to sell later on if you want to.

Check the local property market for ideas of what the current prices are before you start looking for a specific house. In addition to the current sale price, you may be able to find out other information that can help you to close a deal such as when it was last sold and for how much.

Once you are ready to start looking for a home to purchase it is important to work with a reliable and reputable real estate agent. It is crucial to have someone working with you to help guide you through the challenges of property investment with a purchase as large as a home. A good real estate agent will be able to give you insights you wouldn’t have otherwise since they will know how sales have been trending in that area, and will be able to give you an idea of a fair price for a particular house.

When you are looking at houses, be sure to take a good look at the windows. You are looking at the structural factors of the windows – the sturdiness, if there is any weather damage, and so on. Windows are expensive to replace.

Buying property can be overwhelming and stressful, but finding the right real estate agent can help to make the process smoother and easier. There are plenty of Ellerslie real estate agents but not all pay as much attention to detail as Mark Tung. His testimonials confirm the standard of his work. You will be able to get a good deal on a place that is based on your specifications with the help of the right agent. In addition to helping you find the right place for the right price, a real estate agent will help you through all of the paper work.

In order to ensure a successful real estate transaction it is important that both parties are educated in the facts. Being well prepared ahead of time will help you to make the best decisions.

markpatsy.co.nz

Jewellery Tips That Anyone Can Use

NZ diamond ringOne of the many ways we commemorate major events in our life is in jewellery. For example, a couple will get engaged using a ring. When students graduate, they also receive rings. Birth months are commemorated with a stone, which is often incorporated into jewellery. Jewellery has a lot of impact on people’s lives so the best way to show that is to find good NZ jewellers.

It can be a challenge to find a piece of jewellery that feels both unique and significant. A lot of major jewellery stores offer little variety in their designs. One option is to buy jewellery that’s handmade by an artisan. A lot of these pieces will be one-of-a-kind. It feels great to support a local artist.

Many people put a lot of thought into the jewellery they buy for their significant others. If you’re planning to go this route, make sure the two of you have the same ideas about the relationship. You want to make sure you both have the same ideas about commitment before you shell out an extravagant amount of money. You also want to make sure that you give the gift at the right time. This is a big step; don’t waste it!

You can add balance to outfits by mixing and matching jewellery pieces. For example, a bold necklace is best paired with more basic jewellery. The same thing applies to statement rings; pair them with simple pieces. You don’t want the jewellery you wear to clash; you want to create a cohesive look.

If you buy gold jewellery, you should know that it’s very soft. Because of this, it requires special care. Ask your jeweller for advice about keeping it in good condition. If you buy gold jewellery, you want to make sure that it will last.

You may also want to think about buying pieces that are mixed with gold and other, more durable metals. Gold jewellery that’s lower karat tends to be less pure. The lowest karat gold jewellery that’s legal to sell is 10 karat gold jewellery; this is less than 50% gold. When it comes to gold, more karats isn’t always the best choice.

If you are buying diamonds, you will also want to talk to your good NZ jewellers. You should make sure you buy from someone you trust. A lot of diamonds use fracture filling so that they appear to be of a higher quality than they actually are. Confirm that the diamonds you are buying do not have these fillings; they may look nice now, but a higher quality diamond will look amazing many years down the road.

You should also consider repairing or re-working old pieces that you have before buying new jewellery. It can save you money and help you continue to use old pieces that you love. Jewellery is easy to re-work, and you can do incredible things with an old ring or necklace that you don’t wear any more.

Jewellery has a value that goes beyond financials. It can be a way to signify a special moment, to show someone that you love them, or to celebrate a relationship. Make sure you take full advantage of the power of jewellery and buy from the best NZ jewellers. Orsini of Parnell, have a very high reputation and can deliver all over NZ so visit their website to take a look at their collections of high-class gold and diamond rings NZ-made and Italian designer earrings, necklaces.

Why Should You Work With A Mortgage Broker?

Why Should You Work With A Mortgage Broker?

It is common in NZ for people to arrange a mortgage via a bank. In fact around four out of five mortgages are arranged directly with a bank. In most other westernised countries the proportion of mortgages direct from a bank is only about ten percent. In those countries the vast majority of people work with a mortgage broker to arrange their house purchase finance.

Few People Understand Mortgages

Mortgage debt

Mortgage debt

People tend to only buy a handful of houses during their lifetime, and as a result, are not very familiar with the workings of the mortgage market. So they are often quite naïve when it comes to discussing or negotiating a mortgage.

A mortgage broker has lots of experience and so they understand what is happening in the market and how to use that knowledge to help borrowers gain better mortgage rates and deals.

The Range of Mortgage Lenders

In NZ when people think of mortgage lenders their first tout is one of the main banks. However there are many other lenders that might be able to help them with financing their house purchase.

For example, there are building societies, regional banks, credit unions, mezzanine lenders and even private individuals. Few house buyers even know of these sources let alone are aware of the mortgages that they might have on offer. However a broker will be aware of these and can talk through the lending options with their clients.

Mortgage Brokers Are Paid On Settlement

A mortgage broker will lonely get paid once you have the financing in place unlike a bank mortgage officer who is paid a salary. This means the broker has to do a great job to firstly get your deal over the line and secondly to get good references and referrals for more business. So you can be sure they will be working hard to get you the best mortgage possible.

People Don’t Like To Negotiate

Negotiating with a banker

Negotiating with a banker

Let’s face it; negotiating is not a skill that many people have. And when it comes to dealing with a bank, people often feel intimidated and don’t want to upset their potential lender.

However, a mortgage broker spends a good portion of their working life in negotiations with e lenders. They know how to talk to them and how to structure a proposal so it has more chance of being accepted. Further, they also know how much a bank wants to get a mortgage especially if it stops one of their competitors from getting a mortgage. So the mortgage broker will be able to apply suitable pressure to negotiate a better deal for you.

Mortgage Brokers Know Current Offers

The range of mortgage products on offer changes with amazing frequency. The average person in the street would not be aware of all of the mortgage products they could consider but a broker has to keep on top of this data.

So a broker might find that a lower rate has become available since you last spoke to the bank directly. This will save you money and interest payments.

Speed Is Of The Essence

Due to the rapid change on mortgage offers, deals are often withdrawn. Your broker can help the process along. This can include the paperwork process and then perhaps even asking for a particular deal to be held over while you finalise the purchase of your house.

Mortgage Brokers Do Not Charge You For Their Service

Mortgage brokers are commission-based sales people. Their remuneration comes directly from the lender once the deal has been settled. The borrower rarely has to pay for any brokerage services in the mortgage industry. Make sure you do not pay any fees directly to your mortgage broker.

Only One Credit Inquiry

If you approach a number of banks they will each carry out their own credit checks. For many credit reference agencies, more frequent checks can count negatively in your credit report. It can be seen that you are not a viable lending option and are shopping around as you have been rejected by a possible lender.

However, if you go via a mortgage broker, they will run their own credit check which they will then supply to each potential lender. This not only saves time but also protects your credit rating.

Mortgage Brokers For Auckland Home Buyers

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Banks are much more restrictive on their lending these days especially with the increased (Loan To Value) LTV ratio that was imposed at the end of 2013. Therefore it can make it a lot easier for borrowers to work with a mortgage broker to negotiate improved terms.

If you want mortgages in West Auckland you can look at this broker, while for those on The North Shore, this website http://northshoremortgagebroker.co.nz/can help. For people living in Hamilton, you can get some mortgage advice here. Talk to a mortgage broker and get finance for your dream home.

The Best Reasons to Use a Mortgage Broker

The Best Reasons to Use a Mortgage Broker

There are significant reasons to use a mortgage broker when looking for the best rates and terms any time you are acquiring a new loan, or refinancing an existing one. Mortgage brokers maintain regular contact with all types of lenders. They have the ability to perform quick comparisons between mortgage rates and terms from a variety of financial lenders. In addition, brokers have the ability to steer their clients away from specific financial institutions offering onerous payment terms that are often buried deep in a mortgage contract.

What Is a Mortgage Broker?

Mortgage brokers

Mortgage brokers helping clients

A mortgage broker is not the source providing financing for the mortgage. Typically, a mortgage broker is an independent, licensed contractor that is directly associated with licensed, independent brokerage companies. Usually, their fees are paid through commissions connected with mortgage consumers, which are usually individuals or family seeking financing for a home purchase, or refinance of their current mortgage. Generally, they can offer a variety of financing options because they work directly with a variety of lenders and mortgage banks.

Acting as an intermediary, mortgage brokers provide a valuable service by comparison shopping for the best mortgage rates and terms, keeping your best interest in mind. Because the broker does not originate the mortgage loan, but is providing the ability to source many options, they typically have a greater range of loans available at highly competitive rates.

More Mortgage Loan Options Available

Many financial lenders offer deals exclusively to mortgage brokers because they are relied upon as the gatekeeper for continuously providing suitable clients. These types of lenders usually do not provide direct access to the consumer. In addition, financial lenders often provide negotiable special rates to the broker because of the amount of business they generate each month and/or year. As a result, brokers often have more options available than attempting to get a loan on your own.

Saving Fees

If you have ever had a mortgage in the past, you know the dozens of fees associated with obtaining the loan. This often includes application fees, origination fees, appraisal fees and others. In many incidences, a broker can negotiate with the lender to waive a variety of fees, saving you thousands of dollars over the lifespan of the loan.

A Mortgage Broker Can Save You Time

Allowing the mortgage broker to do the heavy lifting eliminates your need to shop and call around, or research all the mortgages available in the marketplace. In addition, a broker can weed through the complicated terms offered by each financial lender, and steer you away from any confusing payment terms or high fees. In the long run, this can save you an exorbitant amount of time and energy, while still producing optimal results and possibly lower monthly payments.

Mortgage Brokers Act as a Go-Between

A mortgage broker can provide a valuable service by acting as a go-between in helping you complete the loan application process. Serving in your best interest, the broker can ensure that the lender receives all the information they need to close the loan. In fact, their motivation remains solid throughout the entire process, ensuring that the application is approved quickly and the loan processed faster, to ensure they get paid.

In addition, a mortgage brokers are familiar with the language of underwriters, making the process of approval much easier. They work as an ideal problem solver, and effortlessly handle the paperwork, resubmitting a loan package if a lender is not responding quickly.

Transparent Fees

Governmental rules and regulations keep the actions of mortgage brokers intact. By law, all terms and fees of the contract must remain completely transparent, with full disclosure of the rate being offered through the broker.

Mortgage brokers

Success – your new mortgage

Working with a mortgage broker is important, because lenders often want the paperwork presented to them in a certain way. Lenders prefer speaking the financial lingo, and might reject the loan on problems that can easily be corrected by the broker. Once an application is rejected, it is often nearly impossible to have the error corrected or explain any misunderstanding.

The best mortgage brokers have access to many more financial lending opportunities for individuals shopping around for the best terms and mortgage rates on a new or existing home loan. They work as an ideal intermediary between the borrower and the lender to ensure the lowest rates at the best terms.